Can I Collect SSDI and Social Security Retirement Benefits?

If you are nearing retirement age, you may be wondering if you can collect Social Security Disability and Social Security retirement benefits simultaneously. My name is Kaitlin Wildoner, and I’m an attorney who helps disabled clients obtain their disability benefits as quickly as possible, so they can focus on getting better. 

SSDI and Social Security Retirement

Today we’re going to talk about whether you can collect Social Security retirement and Social Security disability simultaneously. When we are talking about Social Security Disability Insurance, SSDI benefits, which are benefits that are paid based on what you were able to pay into the system while you were working, those benefits should automatically convert to Social Security retirement benefits once you hit retirement age.

SSI and Social Security Retirement

However, when it comes to Supplemental Security Income, or SSI benefits, you might be able to receive SSI and Social Security retirement simultaneously. This could happen if your Social Security retirement benefits are lower than the SSI maximum disability monthly amount. For example, in 2023, the federal SSI maximum disability monthly amount is $914 a month. If you have no other resources and income and your Social Security retirement benefit is only $500 a month, you might be eligible for that $500 a month in Social Security retirement benefits and $414 a month in SSI benefits. This would give you the SSI maximum monthly benefit of $914 a month.

Social Security Disability Attorney

Thank you for watching, if you’re disabled and unable to work, click the scheduling link here, or give us a call directly for a free where we discuss your case and see what I can do to help you.