Who is Eligible for SSDI Benefits?
If you’re disabled and unable to work, you may be wondering if you are eligible to receive SSDI benefits.
My name is Kaitlin Wildoner and I’m an attorney who helps disabled clients obtain their disability benefits as quickly as possible so they can focus on getting better.
Today we’re going to talk about some of the SSDI eligibility requirements. First, we are talking about SSDI – Social Security Disability Insurance – benefits. This is not a video about Supplemental Security Income (SSI) benefits.
The difference is to qualify for SSDI benefits, you must have enough quarters of coverage from working. This often means that you must have worked full-time for five of the last 10 years. However, if you are under the age of 30 or if you were a particularly high income earner, you may be eligible if you have worked for less than five of the last 10 years.
Second, if you have sufficient quarters of coverage for SSDI benefits, you must be disabled and unable to work for a period of at least 12 months. This means that you must be totally unable to work due to one or more severe medically determinable impairments – which can be physical and or mental.
To prove that second prong – that you are totally disabled and unable to work – you will need to have ongoing medical treatment that shows what specific limitations you have as a result of your physical and/or mental conditions.
In short, if you have sufficient credits and your medical records indicate that you are disabled and unable to work, you may qualify for SSDI benefits
Thanks so much for watching. If you’re disabled and unable to work, click the scheduling link here or give us a call directly for a free consultation where we discuss your case and see what I can do to help you.
