How to Get Social Security Disability Benefits: SSDI or SSI
Are you disabled and unable to work and are wondering how to get Social Security Disability Benefits?
My name is Kaitlin Wildoner, and I’m an attorney who helps disabled clients obtain their disability benefits as quickly as possible so they can focus on getting better. Today, we’re going to talk about how to get Social Security Disability—SSDI or SSI—benefits if you are disabled and unable to work for a period of at least 12 months.
Understanding SSDI Eligibility
For SSDI benefits, you’ll want to check your eligibility. Determine whether you meet the criteria for SSDI benefits, which includes not only having a qualified disability but also sufficient work credits earned through past employment.
We typically say that you must have worked for five of the last ten years.
Understanding SSI Eligibility
For SSI benefits, similarly, you want to check eligibility. It will also require that finding of disability—that you’re disabled and unable to work—but it is also based on financial need instead of work history.
Generally speaking, you cannot have more than $2,000 in assets if you are single and more than $3,000 in assets if you are married. There are additional income restrictions for SSI as well.
Step 1: Gather Medical Evidence
For both programs, you’ll want to gather medical evidence. Collect your comprehensive medical evidence, including:
- Doctor’s reports
- Imaging reports
- Other relevant documentation
These documents should support your disability claim and demonstrate the impact that your disability has on your ability to work.
Step 2: Apply for SSDI or SSI
Apply for SSDI or SSI benefits online or visit your local Social Security office to complete an application in person.
Step 3: Complete the Application Accurately
Fill out the application forms completely and accurately, providing detailed information about your:
- Medical condition
- Work history
- Other requested information
Step 4: Submit Supporting Documents
Along with your application, include any supporting documents such as:
- Medical records
- Work history
- Any additional information as requested by the Social Security Administration
Step 5: Respond Promptly to Requests
Throughout the process, be responsive to any requests from Social Security or the state agency that are asking for:
- Additional information
- Assistance getting medical records
- Requests that you attend a medical examination
Step 6: Wait for the Initial Decision
The Social Security Administration will review the application and all supporting documents and issue their initial decision.
This decision-making process can take several months.
Step 7: Appeal If Denied
If your initial application is denied, then you have the right to appeal that decision within a specific time frame—typically 60 days plus an additional 5 days for mailing.
Be sure that you’re following the Social Security Administration’s guidelines for the appeals process.
Final Thoughts
Remember that both SSDI and SSI are complex programs, and the application process may vary depending on your specific situation. Seeking help from a qualified Social Security disability attorney may help to improve your chances of a successful claim.
Always refer to the official Social Security Administration’s website or contact your local Social Security office for the most up-to-date information and guidance on SSDI and SSI benefits.
Thanks so much for watching!
If you’re disabled and unable to work, we’re here to help. Click this scheduling link or call us directly to schedule a free consultation where we’ll discuss your case and see how we can help you.
