5 Common Myths About Social Security Disability Benefits
What are some of the top myths and misconceptions about Social Security Disability benefits?
My name is Kaitlin Wildoner, and I’m an attorney who helps disabled clients obtain their disability benefits as quickly as possible so they can focus on getting better. Today, we’re going to discuss some of the top myths and misconceptions surrounding Social Security Disability benefits.
Myth #1: It’s Easy to Get Approved for Social Security Disability Benefits
Unfortunately, this is not true.
In reality, the application process for Social Security benefits can be lengthy, complicated, and often requires extensive documentation to prove your disability. Many initial claims are denied, which can make the process even more difficult for applicants.
Myth #2: Social Security Disability Is Only for Physical Disabilities
That’s also not true.
Social Security Disability benefits also cover mental health conditions and illnesses that might prevent you from working. Conditions such as severe depression, anxiety, bipolar disorder, and PTSD are all recognized by the Social Security Administration if they meet specific severity criteria.
Myth #3: Once You’re Approved, You’ll Receive Benefits for Life
Not true.
In reality, the Social Security Administration periodically reviews your case to determine whether you still meet the criteria for receiving benefits. If your condition improves or you’re otherwise able to return to work, your benefits could be reduced or discontinued.
Myth #4: Social Security Disability Benefits Are Only for Older Individuals
This is also not true.
Social Security Disability benefits are available to individuals at any age who have a qualifying disability that prevents them from working.
The caveat to this is: It might not be SSDI benefits that the individual qualifies for. Minors and some younger adults who haven’t worked long enough to earn work credits may only be eligible through the SSI (Supplemental Security Income) program. This program uses the same disability standard, but it does not require a work history to qualify.
Myth #5: You Don’t Need a Lawyer to Apply
While this isn’t a myth, it is a common misconception.
It’s not required to have legal representation when applying or appealing a decision for Social Security Disability benefits. However, having a qualified Social Security attorney can be extremely beneficial. An attorney can:
- Help guide you through the complex application and appeals process
- Assist in gathering necessary medical and work documentation
- Improve your chances of receiving an approval
If you’re disabled and unable to work, we’re here to help. Click this scheduling link or call us directly to schedule a free consultation where we’ll discuss your case and see how we can help you.
