Why You Should Apply for SSDI | Beacon Disability

Why You Should Consider Applying for SSDI Benefits

If you’re disabled and unable to work, you may be wondering whether you should apply for Social Security Disability Insurance (SSDI) benefits.

My name is Kaitlin Wildoner, and I’m an attorney who helps disabled clients obtain their disability benefits as quickly as possible so they can focus on getting better.

In this video, we are going to discuss some of the reasons why you may want to consider applying for SSDI—or Social Security Disability Insurance—benefits.

SSDI Provides Financial Support When You Can’t Work

SSDI benefits can provide financial support to individuals who are unable to work due to one or more disabilities. If you are unable to work and earn a significant income as a result of your disability, applying for SSDI benefits may help provide a stable source of income.

SSDI Makes You Eligible for Medicare After Two Years

Additionally, after receiving SSDI benefits for a specific period of time—typically two years—individuals become eligible for Medicare, which can provide critical health care coverage, including:

Hospital insurance
Medical insurance

This is especially valuable if you’ve lost access to employer-provided health insurance due to your disability.

SSDI Is Designed for Long-Term Disability

SSDI benefits are designed to provide long-term financial assistance. If your disability is expected to last for at least 12 months or result in death, SSDI can help to provide ongoing support.

That doesn’t mean SSDI benefits are permanent, but it does help to provide some financial stability while you are disabled and unable to work.

You May Be Eligible for Retroactive Benefits

If you qualify for SSDI benefits, you may be entitled to retroactive benefits. This means you could receive a lump-sum payment for the time between:

When you became disabled, and
When your application was approved

This back pay can be especially helpful during times of financial stress.

Your Dependents May Also Qualify for Benefits

If you have dependents, they may also be eligible to receive auxiliary benefits based on your SSDI record. This can help provide additional financial support for your family.

SSDI Can Open the Door to Other Support Programs

Receiving SSDI benefits may also make you eligible for other support programs, such as:

State Medicaid programs
Housing assistance
Food stamps (SNAP)

These resources can further assist you in meeting your basic needs.

SSDI Can Offer Peace of Mind

Applying for SSDI can provide peace of mind by establishing a reliable source of income and financial stability during an incredibly challenging time.

It can help to relieve some of the stress and uncertainty associated with a disability.

Thanks so much for watching.
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