Debunking 3 Common Myths About Social Security Disability Benefits
Here we are going to debunk three common myths about Social Security disability benefits.
My name is Kaitlin Wildoner, and I’m an attorney who helps disabled clients obtain their disability benefits as quickly as possible so they can focus on getting better.
In today’s video, I will debunk three common myths about Social Security disability benefits.
Myth #1: Everyone Gets Denied the First Time They Apply
This is not true.
While it is common for initial denials—or initial applications—to be denied, a good portion of initial denials are actually due to technical reasons or incomplete applications, not necessarily because the individual does not qualify based on a medical review.
Consulting with a disability attorney may help to ensure your application is complete and increase your chances of an initial approval.
Myth #2: You Must Be Disabled for a Whole Year Before Applying
Applicants do not have to wait a full year before applying for disability benefits.
As long as the disability is expected to last and prevent them from working at least 12 months, they may be able to qualify even if they have not been disabled for a full year at the time of application.
Myth #3: You Cannot Work at All If You Are Applying for or Receiving Disability Benefits
Social Security Disability recipients and applicants are actually allowed to work and earn income up to certain levels without losing their benefits.
Those levels do vary depending on whether you are in the application process or are currently receiving benefits. And if you have questions about that, I would encourage you to reach out to the Social Security Administration directly if you are already receiving benefits.
If you are going through the application process, the Social Security Administration cannot find you to be disabled if you are:
- Working 20 hours a week or more, or
- Earning more than $1,550 per month in 2024.
That monthly earnings amount does tend to vary from year to year, so if you’re watching this video in the future, check for the current substantial gainful activity (SGA) threshold for SSDI claims.
Thanks so much for watching!
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